*Limited Time Offer. Up to $75,000 in combined savings (Promotion). Offer valid only on select spec/move-in ready homes in select communities on purchase agreements accepted 1/23/2025 through 3/28/2025 (“Promotion Period”).

**Limited Time Fixed Interest Rate 5.25% / 5.371% APR with a 2/1 temporary paid Buydown (“Promotion”) valid on new home contracts entered as of 1/23/2025 through 3/21/2025 on all eligible Quick Move-in Homes (each, an “Eligible Home”) that close on or before 4/21/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.371% is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $631,000 and a loan amount of $504,800, 20% down payment and 740 median credit score. Available for conventional conforming loan limits, owner occupied only. At closing, Seller agrees to pay up to 2% of Total Purchase Price, not to exceed a calculation based on a maximum sales price of $810,00 towards discount points and temporary buydown. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. Other restrictions may apply. Neal Communities has locked in, through Neal Communities Funding, LLC. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $320,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. For eligibility for this promotion, Qualified Buyer must (1) pre-apply with Affiliated Lender by visiting www.nealcommunities/finance -your-home prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive this Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Not all Borrowers will qualify. Neal Communities Funding LLC., NMLS # 1378794, 495 North Keller Road, Suite 550B, Maitland, FL 32751, Licensed locations: FL: MLD1250 | www.nmlsconsumeraccess.org

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